If you’re planning to study, work, or immigrate to Germany, Austria, or any Schengen country, you need valid international health insurance. Not only is this a non-negotiable requirement for embassies and universities, but it’s also your guarantee for receiving quality medical care in Europe. Among the best options, Care Concept is a trusted German brand with years of experience in supporting Iranian applicants for all types of visas and stays.
If you’re planning to study, work, or immigrate to Germany, Austria, or any Schengen country, you need valid international health insurance. Not only is this a non-negotiable requirement for embassies and universities, but it’s also your guarantee for receiving quality medical care in Europe. Among the best options, Care Concept is a trusted German brand with years of experience in supporting Iranian applicants for all types of visas and stays.
What Is Care Concept? Why Is It Trustworthy?
Care Concept AG is a leading German health insurance provider with over two decades of specialization in international insurance. Its plans are recognized across Germany, Austria, and all Schengen countries. That means:
- Full embassy/university approval: Certificates easily accepted for all visa types
- Digital, instant issuance: Get your policy as a PDF in your email within hours
- Flexible plans for every need: Students, work applicants, families, and more
- Renew online, even from Iran: No hassle if your stay gets extended or delayed
- Official Iranian support by Globe Goal: Farsi consultation, problem-solving, and tracking
Who Needs Care Concept Insurance?
This insurance is perfect for:
- Students
- Applicants for language/work/research visas
- Immigrants (with or without families)
- Accompanying spouses and children
- Anyone needing Schengen-compliant, embassy-approved coverage
Key Benefits of Care Concept for Iranians
- Official acceptance by embassies, universities, and migration offices
- Comprehensive coverage of doctor visits, hospitalization, medication, emergencies
- Digital policy certificate accepted for embassy interviews (in PDF, immediately printable)
- Multiple plans for every type of applicant
- Online renewal possible from Iran or Europe
- Consultation, after-sales support, and Farsi guidance by Globe Goal as the official representative
- Cost-effective compared to private European insurances
- No need for guarantor in Germany/Austria or initial address in Europe
Main Medical Coverage Provided
- Consultations with GPs and specialists
- Lab tests, imaging (X-ray, MRI, etc.), and all prescribed medication
- Hospitalization (public/private hospitals), surgeries, emergencies
- Ambulance (urban/intercity), emergency repatriation in severe cases
- Essential dental (in selected plans)
- Medical coverage for new illnesses and accidents
- Emergency coverage throughout Europe
Comparative Table: Care Concept Plans
Plan Name |
Coverage Area |
Annual Limit |
Deductible |
Suitable For |
Renewable |
Embassy/Uni Approval |
Care College |
Schengen/EU |
€30,000 |
No |
Students, language |
Yes |
✔️ |
Care Economy |
Schengen/EU |
€50,000 |
No |
Work, family |
Yes |
✔️ |
Care Expatriate |
Schengen/Global |
€1,000,000 |
Yes |
Researchers, long-term |
Yes |
✔️ |
Care Visa Protect |
Schengen |
€50,000 |
No |
Short-term visas |
Yes |
✔️ |
Care Student |
Schengen/World |
€120,000 |
No |
University students |
Yes |
✔️ |
All plans meet German and Austrian embassy and university criteria.
Step-by-Step: How to Obtain Care Concept Insurance
- Free consultation: Get guidance on choosing the right plan (especially for your circumstance)
- Submit required docs: Usually just passport scan, application form, acceptance letter (if student), and travel dates
- Pay insurance premium: Bank transfer, credit card, or local payment options possible
- Digital policy issued: Receive digital certificate (PDF) within 12–48 hours, ready for embassy/university
- Free guidance and after-sales support: Globe Goal takes care of inquiries, extensions, complaints, and urgent needs
What Documents Are Needed?
- Passport scan (main applicant + family)
- Acceptance letter/admission (for students), or work permit/invitation (if available)
- Visa type and entry dates
- Simple registration form
No initial European address, and no need for travel yet at time of issuance.
5 Important Tips for Iranian Applicants
- Select a plan that matches your visa and embassy requirements (universities often require higher limits)
- Order policy at least 1-2 weeks before your appointment to avoid delays
- Match your insurance start date to your actual entry/visa date
- Choose a provider with strong after-sales support (like Globe Goal)
- Check for options to renew or switch plans after arrival in Europe
Comparison Table: Care Concept vs. Other European Insurances
Feature / Brand |
Care Concept |
Mawista |
EDUCARE24 |
Techniker Krankenkasse (TK) |
Embassy/uni approved |
✔️ |
✔️ |
✔️ |
Requires residence in DE |
Immediate digital certificate |
✔️ |
✔️ |
✔️ |
❌ (paper, in-person) |
Farsi support |
✔️ (by Globe Goal) |
Partial |
Partial |
❌ |
Online payment from Iran |
✔️ |
✔️ |
Limited |
❌ |
Annual coverage limit |
Up to €1M |
€30–€50k |
€30k–€110k |
Unlimited (DE only) |
Suitable for work/family |
✔️ |
✔️ |
Limited |
Only after arrival |
Plan flexibility |
High |
Medium |
Medium |
Low (only for residents) |
User experience |
High for Iranians |
Mixed |
Mixed |
Only for long-term Germans |
User Experiences & Additional Benefits for Iranians
- Zero embassy rejections: Nearly no reports of rejection when Globe Goal handles your Care Concept documents
- Instant help: Farsi chat, WhatsApp, or phone support
- Policy extension/upgrade possible when changing status (e.g., student to work)
- No need for European bank account
- Reputable among migration lawyers and university admissions
Frequently Asked Questions (FAQ)
Q: Is Care Concept valid for student and work visas?
A: Yes, all plans are designed for German/Austrian embassy and university requirements.
Q: Can I order and pay from inside Iran?
A: Yes, policy purchase, support, and renewals are handled 100% remotely.
Q: What if my departure date changes?
A: You can adjust/start your policy for your new travel date.
Q: Can my whole family be covered in one plan?
A: Yes! Plans for couples, children, and family are available.
Q: Does the policy include COVID, dental, hospitalization, and maternity?
A: Core medical, emergency, hospitalization, emergency dental, and pandemic are covered depending on plan (consult for details).
Q: Will the embassy accept the digital policy?
A: Yes, PDF policies from Care Concept (issued by Globe Goal) are accepted as originals.
How to Get Care Concept Insurance in Iran—Safely and Easily
- Get a free Farsi consultation and plan selection.
- Send documents and make online payment (Toman, Euro, or exchange shop).
- Receive your Care Concept policy in your email.
- Get after-sales support for renewal, complaints, or changes, with local and European coverage.
Insurance Consultation Request Form